Investment Portfolio Management
If you are like many investors, you’ve probably struggled to “feel good” about your investments. You are hit with a constant barrage of news media messages of an impending crash or maybe “now’s the time to get in the market” message that keeps you second guessing yourself. We have a solution for that.
Benjamin Franklin was once quoted – “If you fail to plan, you are planning to fail”. Planning should be the foundation for achieving your financial goals. As such, Safe Harbor’s portfolio management services will start by helping you determine your goals for your investments. Then, we help you determine what investments, or basket of investments (portfolio) will work best for your “unique” life – unique time horizon, risk tolerance, tax sensitivities, risk capacities, or income needs. Everyone is different and deserves a customized approach to investment planning.
Then, we’ll formalize your plan by writing it down. We call it an Investment Policy Statement. This is our action plan governing your portfolio. It’s not based on what the market did yesterday or what we think it will do tomorrow, but rather on your personal long-term goals.
Re-balancing – What is re-balancing and why is it important? Through on-going portfolio monitoring, we will “re-balance” your portfolio, bringing it back to it’s original asset allocation in accordance with your plan. It’s a natural method of buying pieces when the price is depressed and selling other pieces with the price is high.
Cost Matters. We only utilize institutional style mutual funds or ETFs that are very low cost and have no sales charge. Keeping costs down is one way we adhere to our fiduciary duty.
Quarterly portfolio reporting that makes sense. Each quarter, we’ll present you with a quarterly performance report that is easy to understand and provides valuable feedback for comparing actual results with your stated goals.
Qualified Retirement Plan Design, 401k Plan Investment Advisory Services, and Plan Sponsor Services for your business’s qualified retirement plan.
Let’s be honest. Qualified retirement plans are complicated. However, it can be a very effective tool for saving for your own retirement or helping your valued employees save for theirs. That’s why a qualified plan should be a staple strategy when planning for your future retired self. We make the complicated, simple. And take as much as possible off the shoulders of the busy business owner.
By partnering with reputable Third-Party Recordkeepers, such as Retirement Plan Consultants, LLC located in Norfolk, NE, allows us the time to provide quality advisory services to plan sponsors and help their participants reach their goals.